Wealth Management Advice

In recent years, numerous service providers that previously offered advisory services have undergone a rebranding process, shifting their focus from ‘advice’ to ‘wealth management.’

Our firm provides both advisory services and wealth management. So, what exactly is wealth management?

Wealth management involves a planning service that concentrates on overseeing and optimising a portfolio of invested capital, with less emphasis on guiding taxation or other complex planning aspects like estate planning.

In essence, a wealth manager’s main objective is to manage a portfolio of invested assets with a pension or investment account without reference to long-term considerations relating to taxation or comprehensive financial planning for the invested capital.

Our Approach

At Harmonic Financial Planning, we believe in the comprehensive approach, looking at your entire financial picture while considering all relevant circumstances.

We recently engaged with a new client with capital investments and a substantial sum of idle funds within their business. Interestingly, the client was unaware that their business had the potential to make substantial pension contributions on their behalf, effectively providing a shield against income tax and inheritance tax.

At your annual review, we:

  • Update your circumstances
  • Discuss the financial performance of your assets
  • Discuss any relevant tax changes with you
  • Make recommendations concerning your service

Services We Offer

Contact Us

We'd welcome an initial discussion, and a first appointment can be booked using the links below.

If you require advice based on specific circumstances, contact our professional advisors.

[email protected]   |   +44 2038598921

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